How can I survive the holidays without going broke?

Financially Confident Christian - A podcast by Ralph V. Estep, Jr.

Struggling to keep the holiday spirit alive without drowning in debt? Ralph Estep Jr. shares practical strategies to celebrate the season while keeping your finances intact. Joined by Mark Lawley from the Practical Prepping podcast, they delve into budgeting tips, cost-cutting strategies, and the importance of thoughtful gift-giving. Through personal stories and insightful advice, they emphasize that the true essence of Christmas lies not in material gifts but in meaningful connections and experiences. Discover how to create cherished memories this holiday season and survive the holidays without going broke.https://www.askralphpodcast.com/survive-the-holidays/Podcast Timestamps:00:00 Episode Overview01:19 Listener’s Question: Melody’s Holiday Financial Struggles03:42 Bible Verse: Luke 12:15 – Finding Meaning Beyond Possessions08:26 Practical Cost Cutting Strategies for Surviving the Holidays Without Going Broke12:55 Common Financial Pitfalls16:08 Want, Need, Wear, Read Gift Strategy19:59 The True Meaning of Christmas24:34 Gift for the Listeners36:05 Call to Action37:15 ClosingTakeaways: Planning a budget for holiday spending is essential to avoid financial stress in January. Utilizing a 24-hour rule before making purchases can help curb impulse buying. Creating meaningful experiences for loved ones can be more valuable than material gifts. Involving children in budgeting discussions teaches them about financial responsibility early on. Comparison shopping during the holiday season can lead to significant savings on gifts. Focusing on family connections rather than extravagant gifts can enhance holiday joy. Links referenced in this episode:www.askralphpodcast.com/christmashttps://practicalprepping.info/Ask Ralph Insiders Community https://mailchi.mp/askralph.com/groupAsk Ralph Show Live https://askralphpodcast.com/liveWhat is your question that you would like to ask Ralph? Send Your Question here: https://justaskralph.com/ Join our email list and get a free copy of “Mastering Your Finances” at https://askralph.com/Companies mentioned in this episode: Amazon Walmart Target LISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)SUPPORT THE SHOWPlease share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at