7: Is the US starting to flex its muscles in the payments innovation race?

Paul is once again joined by Eric Grover to continue our theme on US payments. Having seemingly been in a lull in terms of payments innovation, is the US beginning to flex its muscles? Cheques and cash are in decline, new methods such as pay-by-link, crypto and real-time payments are becoming the new norm, and US banks are waking up to the opportunity of payments innovation.