Episode 254: Disruption Stories – Transforming Mortgage Lending

In this episode of Breaking Banks Europe, host Don Ginsel is joined by Geert Van Kerckhoven, CEO and Co-Founder of Oper, to discuss the transformation of mortgage lending through digitalization. They explore the evolving housing market, the challenges of making homeownership more accessible, and the role of technology in revolutionizing mortgage processes. Geert shares insights into the importance of digital property valuation, real-time underwriting, and AI-powered solutions for loan advisors. They also touch on regulatory hurdles, the impact of energy efficiency requirements, and innovations in financing, such as fractional ownership and reverse mortgages. Geert envisions a future where home financing evolves to meet the needs of an aging population and a more complex real estate market. For more about Geert and Oper:Geert Van Kerckhoven: LinkedInOper: Website