#103 Should you buy now and pay later?

0% interest finance isn’t new. For a set period you can borrow money - usually for a large expense - and as long as you pay it off you don’t get charged interest. This isn’t necessarily a bad thing - I've used it myself. But now the likes of Klarna and Clearpay are making it easier than ever to get it, and often on cheaper, more affordable items such as fashion.  So in this episode I've looked at the different 0% options, from credit cards through to finance deals through to these newer services, and shared when they could be the right option, and when they probably aren't. FURTHER READING Should you buy now and pay later? Links to all the deals of the week' over on Be Clever With Your Cash ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. Cash Chats episodes go live twice a week. At the start of the week Andy is often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then on Thursday you can listen to a bonus “deals of the week” episode – a quick rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5’s Shop Smart Save Money and founded the community ukmoneybloggers.com. To contact Andy email [email protected] ANDY ON SOCIAL Andy's handle is @AndyCleverCash and you can follow him over at: twitter.com/AndyCleverCash instagram.com/andyclevercash     GET ANDY'S WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/