11. Meet Nikki T. - Balancing Expensive Taste with Long-Term Goals

We cover:  What it was like to grow up in a household that never talked about money and in a community that spent whatever they made. The relationship that made her feel like she lost her financial dependence. How she got laser-focused on creating an emergency fund that’s her “walk away” money—and what “walk away” money means. How she keeps her savings invisible to herself to combat her “spend what you see” mentality. How she paid off consumer debt and started saving  for a down payment in less than a year. Why she didn’t want to take a Factora Wealth Circle and what happened when she did. How she went from never sharing her numbers with anyone outside her family...to sharing on this podcast!