Why do we have credit scores?

Sean Trainor and Angel Radcliffe share their insights into the history of credit scores, what goes into a credit report, and how to improve a credit score. For more information, check out Sean's article on the history of credit scores at Time or the book Creditworthy, by Josh Lauer. Want to join the Frugal Living podcast community? You can find us on social media: TikTok, Instagram, and Linkedin. Find the full show notes, including a transcript of the show, at Frugal.fm. Like Frugal Living? Check out Brad's Deals for a curated collection of deals every day.