FULL SHOW: Sam Kerr cleared, the HECS/home loan conundrum + surfing's climate threat

Sam Kerr was found not guilty of racially harassing a police officer. How did we get here and what does it mean for the future of her Matildas captaincy? And the government wants to stop your HECS-HELP debt from holding you back on home loans.  Plus, this is how climate change is putting Australia's surf economy under threat.  Listen now: 01:14 - Sam Kerr verdict explained 08:30 - How HECS can hold back a housing dream  21:48 - The surf breaks under threat Guests: Megan McElhone, senior lecturer in criminology, Monash University Brendan Dixon, mortgage broker, Pure Finance Steph Curley, CEO, Surfrider Foundation Australia Get the whole story from Hack: Follow us on Instagram Listen to our deep dive wherever you get your podcasts  Listen on the triple j app or on your radio live at 5:30pm