“The Entrepreneurial Spirit of Chase Harmer: From PayCertify to Wishes”

This week on the Here's What We Know Podcast, we delve into the entrepreneurial journey of the CEO and founder of PayCertify, Chase Harmer, from his early days in payment processing to his latest venture, Wishes. As a seasoned entrepreneur and innovator in fintech, Chase shares insights on embracing failure, the power of persistence, and his vision for transforming charitable giving.This episode provides an enlightening perspective on taking risks, overcoming adversity, and leveraging one's experiences toward making the world a better place through technological advancements within philanthropy. Tune in now!In this Episode:Listen in to Chase’s background story from growing up in the Los Gatos area, hustling from a young age, and starting business ventures at 19 years old.Discover how he started in credit card sales during its nascent stage in 1998, then quickly moved on to start his own business after learning about profit margins.Hear his lessons learned through failures, including an initial failed partnership due to a lack of experience and understanding of marketing needs.Be inspired by how he turned an initial investment into a $40 million/year business before moving into building technology for merchant services without a prior tech background.Discussion on how success has changed him personally: facing challenges that almost led him to lose everything but choosing redemption over despair.Chase shares wisdom on valuing human capability beyond monetary wealth—what you can do without money often defines your true worth.Discover how Wishes was born out of Chase’s desire for meaningful impact rather than personal wealth accumulation. Explore the topics and his insights on his blog about astrophysics.This episode is sponsored by:Winchester Western Wear (Be sure to tell them Gary sent you so you can save 20%!)Bio:As the Chief Executive Officer, Chase Harmer is the visionary for PayCertify, a worldwide payments company that works with businesses in the e-commerce, healthcare, and travel verticals, processing billions of dollars in transactions annually. Having started in banking at the age of 19, Chase has built portfolios processing billions globally and created several patents through his two decades of experience.Chase has spent 26+ years as a payments entrepreneur and was one of the pioneers of virtual credit card technology. After building several companies and creating 7 patents since 2013, Chase leverages his past successes to give back to the community and help other entrepreneurs build businesses as a Lecturer and Mentor at the Founders Institute.Website: https://chaseharmer.com/LinkedIn: https://www.linkedin.com/in/chase-harmer-657a5b5/Youtube: https://www.youtube.com/@wishesincFacebook: https://www.facebook.com/chaseharmerrrInstagram: https://www.instagram.com/chaseharmerrr/X: https://twitter.com/chaseharmerrwww.GaryScottThomas.com