82 | Mortgage Hacks to Help You Get Started in Real Estate | Stefani Boyd

Looking for ways to boost your income? Check out these resources to help you with your money journey. Bio A Sacramento local with a background in criminal investigations, Stefani  was licensed by DRE in 2001. She spent years learning the ins and outs of real estate and lending with her family brokerage. In 2021, Stefani formed New Valley Home Services, her very own loan company and joined Professional Mortgage Associates as a Broker Associate.   Lightning Round 1. What is one fun fact about you that not that many people know? I used to be in a punk rock band. I was a singer and played the harmonica.   2. Who inspires you the most and why? Shout to Mark the shower guy. So my short duration personal savior at the moment is a guy named Mark that I met when the pandemic started. We were all shut down and I decided that I was going to feed the unhoused people that lived on the streets near me. When there was no traffic because nobody going to work,  all I could see when I left my house was tents.  I started making food and bringing it out to people and I started meeting other people in the community that were also doing outreach work. Mark, the shower guy is a 20 year retired air force vet. He spent his time in retirement and money creating this program that offers showers to unhoused individuals. It’s called ShowUp SAC.   3. What books are you reading now or have read and loved that you’d recommend? You Are a Badass: How to Stop Doubting Your Greatness and Start Living an Awesome Life by Jen Sincero   4. What is one actionable tip or piece of advice that you can tell our moms out there to help them on their financial independence journey? Skip the mochas and switch to something cheaper. I recently bought a giant thing of Lipton instant iced tea, because I’m like, how many times do I need to spend $15 a day on mochas? Apparently every day for years. If you add that up,  it’s  about $5,000 a year. If I spent $30 a day, that would be $10,000. Skip the Starbucks, put something in your water bottle, that’s tasty to drink, and you will save 5,000 a year. You could put that money into an IRA or other investment account.   Additional Resources First-Time Buyer Guide  www.stefaniboyd.com Episode #46: An Insurance Agent as a Side Hustle for Moms with Danielle Roberts   Connect with Stefani Facebook