"Zero-Based Budget" w/ Cindy Zuniga

In today’s podcast episode Jim and Tyson joined Cindy Zuniga with www.zero-basedbudget.com. Cindy was born and raised in the Bronx, and lived there for most of her life with her parents who immigrated from Ecuador and Honduras, and two older sisters.  Growing up, she didn’t learn much about money management but was keenly aware of how money affects nearly every aspect of our lives. Cindy graduated law school in June 2015 and landed her dream job at a prestigious law firm, but found herself with $215,000 of debt.  She then set out to take control of her finances and began her debt free journey. [email protected] the interview here.6:16 215k in debt7:29 refinancing 13:23 sense of urgency 14:33 mindset tip 20:57 financial literacy 23:51 the things outside our control26:02 create a budgetJim’s Hack: The app Headspace for meditation. https://www.headspace.comCindy’s Tip: Book: The Simple Path to Wealth by JL CollinsTyson’s Tip: Book: Hustle Harder Hustle Smarter by Curtis “50 Cent” Jackson Subscribe to our YouTube channel so you never miss an interview, presentation or training! Resources:Join the Guild MembershipSubscribe to the Maximum Lawyer Youtube ChannelFollow us on InstagramJoin the Facebook GroupFollow the Facebook PageFollow us on LinkedIn