How Suze, Dave and other experts steer you to a lifetime of wrong

James Choi, a professor of finance at Yale University, discusses his recent study on 'Popular Personal Financial Advice versus the Professors' -- which examines the recommendations of personalities like Suze Orman and Dave Ramsey compared to the standards of economists - -and discusses how the standard advice of saving 10 percent (or as much as possible) of your income from the beginnings of your working life leads to more times of struggle and no less in assets come retirement compared to smoothing savings out more proportionately against income over a lifetime spent saving, earning and spending.  Also on the show, Jeremy Pagan, equity research analyst at Morningstar discusses his recent analysis on the pros and cons of investing in REITs versus putting money directly into real estate in a rising-rate environment and, in the Market Call, Chris Natividad, chief investment officer at Equbot -- which runs the AI Powered Equity ETF -- talks about using artificial intelligence as a means of picking stocks.