The big-name, flashy IPOs aren't the best opportunities now

Josef Schuster, president of IPOX Schuster -- a firm that tracks and evaluates initial public offerings -- says that the hot names like Robinhood that have been making headlines in IPOs have been the lesser opportunities right now, noting that lesser-known small- and mid-cap new companies have a greater probability of upside and are a better value. Schuster talks about the current IPO market, but also covers special-purpose acquisition companies (SPACs) and how they are changing the landscape for companies looking to go public, along with how both types of opportunity can fit into an individual investor's portfolio. Also on the show, Ron Surz, author of  'Baby Boomer Investing in the Perilous Decade of the 2020s,' covering the dangers he sees in target-date and life-cycle funds, and Chuck answers audience questions about moving averages, paying off mortgages, and combining funds, ETFs and closed-end funds in a portfolio.