Zainab Saeed on Microfinance

Zainab Saeed is the Chief Strategy Officer of Kashf Foundation, which is one of Pakistan's leading specialised microfinance institutions which aims to economically mainstream and empower women in Pakistan by demonstrating that there is a business case for women's entrepreneurs. Time Stamps:  00:41 Intro 02:16 Dark Side of Micro Finance, IPO & Mission Drift  03:28 Unregulated Micro Finance in India 04:38 Explaining Micro Finance 05:54 Grameen Bank’s Success and Dr. Yunus’ Role  06:45 Social Collateral lending Model & Committee  08:35 Micro Finance Loans  12:26 Kashf’s Appraisal Methodology & Loan Utilisation Checks  15:33 How a Micro Finance Institution Grows 16:13 Kashf’s success 20:57 Why a Mission is important 21:24 Indian Government’s Regulations that effected Micro Finance  23:42 Why Micro Finance is Expensive 25:05 Alternative Delivery Channel  27:21 Interest Rates in Micro Finance 29:27 Equal Monthly Instalments & Consumptive Loans  30:37 Unofficial Loan Sharks  34:14 How Kashf values Customers 36:07 Social Business & NGO 40:45 Why Micro Finance over other things 46:02 Inflation’s effect on Micro Finance 50:07 How Kashf started, How it’s going and Zainab’s Journey  01:05:43 How Kashf provided awareness 01:06:27 Fund Rasising 01:08:07 Zainab’s role and Gender Eqality at Kashf  01:09:58 Patriarchy’s Role  01:10:59 Access of Internet to Women  01:13:11 Social Safety Nets  01:17:55 Fintech in Pakistan  01:19:01 Technology is Gendered  01:25:49 Biological Determinism of Gender  01:26:35 Female Support  01:28:29 Generalisation in Content  01:29:02 Outro