Don't Use Interest Rates to Select a Lender with Ralph DiBugnara, Ep. 593

Ralph DiBugnara is a nationally recognized real estate expert who serves as President of Home Qualified – the digital resource for buyers, sellers and real estate agents driving today’s millennial market; and Vice President at Cardinal Financial, a nationally recognized mortgage loan company behind $28 billions of closed loans. A frequent industry commentator, Ralph is considered one of the leading voices across the next big trends in real estate. In this episode, we talked to Ralph about the loan business, finding the ideal team member, recent trends to keep an eye out for, his method on managing properties, and much more.   Announcement: Become a member of our Apartment Investing Community here.   Loans & Lenders;   02:11 Ralph's background; 09:13 An insight into the loan business; 19:07 Right questions to ask while looking for a team member; 22:42 Trends to keep an eye out for; 27:51 Ralph's method on managing properties; 32:11 Round of insights   Announcement: Don’t miss the Best Ever Conference this year on April 10th to 12th. Use my code CASMON15 for 15% off!   Round of Insights   Apparent Failure: Having his property projects unfinished before the market crash. Digital Resource: AirDNA. Most Recommended Book: The Psychology of Money. Daily Habit: A proper morning routine that reinforces mindfulness, and having “learn something new” evenings after the regular daytime is over. #1 Insight for selecting the right lender and loan: Select the right lender who teaches you the process step by step, which helps you learn and be led in the right direction. And regarding loans, picking the least invasive and the most protective, as well as easiest in regards to your time is the key. Best Place to Grab a Bite in New Jersey: The River Palm Terrace.   Contact Ralph: https://ralphdibugnara.com/ Facebook - Instagram - YouTube   Thank you for joining us for another great episode! If you’re enjoying the show, please LEAVE A RATING OR REVIEW,  and be sure to hit that subscribe button so you do not miss an episode.