The Real Price of Mortgages - Daryl Norkett

Unveiling the Secrets of Mortgage Pricing with Shawbrook Bank!Ever wondered how banks actually decide on those mortgage rates? 🤔 Join us for a fascinating deep dive with Daryl Norkett, Director of Real Estate Proposition at Shawbrook Bank, as we uncover the mysteries of mortgage pricing!In this episode, we explore:The inner workings of bank loan pricing: Get an insider's perspective on the factors that influence your mortgage rate.Base rate predictions: Will we see cuts this year, or will inflation, the Ukraine war, and Trump tariffs push rates higher?The impact (or lack thereof) of base rate changes on your mortgage: Discover why your mortgage payments might not move in line with the base rate.The link between savings deals and mortgage products: Learn how your savings account can affect mortgage rates!Emerging trends in structured finance: Explore the latest innovations in mortgage products.The evolving mortgage market: See how lenders are adapting to meet the changing needs of customers.Revolutionising the Private Rental Sector (PRS): Discover how mortgage products are changing for the modern landlord.The future of arrangement fees: Are those hefty fees here to stay?Bank profit margins: Uncover the typical margins banks aim for when setting mortgage rates.Mortgage rate forecasts: Where will rates be by the end of 2025?Key factors impacting mortgage prices: Stay ahead of the curve by understanding the forces that drive rate changes.And much more!Don't forget to like, comment, and follow if you enjoyed this episode!A huge thank you to our sponsor, 978 Finance! Visit www.978finance.com for all your finance needs. Hosted on Acast. See acast.com/privacy for more information.