Episode 17 - Saving For IVF

As if it wasn't enough to go through emotionally with IVF and other fertility treatments, you're slugged with a bill for thousands of dollars, so we spend half of our time saving for IVF! Where you live makes a big difference, and there are lots of differences between people in the US and people residing in Australia and Europe. In the US, some people have insurance cover provided to them through their employer, and insurance often covers a portion of IVF. In Australia, private health insurance may cover standard hospital accommodation fees, and nothing else, but our Government contributes to a portion of the bill. Either way, that sh*t's expensive! And it often doesn't work the first time. So, what's a gal to do? Save for IVF, that's what? And how? Well, that's the money question right there (see what I did there?) Rosco and I were lucky in that we had been saving to pay of our mortgage for a few years by the time we needed to undergo treatment, so we were able to dip into our savings, plus we both had quite well paying jobs. Second time around was a little bit different as I was no longer working full time, and those savings had evaporated from the first time around, but we were lucky enough to fall pregnant on our second frozen embryo transfer and therefore didn't need a retrieval. But, I do have heaps of tips for you on how to save for IVF. To me, it comes down to three things: Getting your money's worth Spending less Earning more