What to Know Before Buying Insurance: Why Uninsured & Underinsured Coverage is Essential

In this episode of The Advocates Voice – Personal Injury with David Maran, host Kevin Rosenquist and personal injury attorney David Maran dive into an often-overlooked but crucial part of auto insurance: underinsured and uninsured motorist coverage. David explains why this coverage is vital for protecting yourself and your family, especially when the at-fault driver has little or no insurance. He discusses common misconceptions, the limitations of standard policies, and why insurance companies often fail to offer adequate coverage. David also shares a real-life case study of two sisters involved in a pedestrian accident, illustrating how the right insurance policy can make a huge difference in a personal injury claim. Whether you’re a driver, pedestrian, or simply want to ensure financial protection in case of an accident, this episode provides key insights into making informed insurance decisions.