#104 BSS - Getting the Family to Stop Spending so You Can Stay at Home!

Do you want to quit your job so you can stay at home with your kids, but can't because the rest of your family is unable to stop spending money? Listen to today's episode as I discuss some action steps Heather can take with her family so she can quit her job and stay at home with the kids, such as using cash instead of credit cards, preparing freezer meals, setting time frames, and creating visual trackers to get everyone on board with her goals. Hosting Today: Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier. I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems. Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others. “I really encourage people to start working on their behavior before they do something like that so that you've already kind of laid that groundwork. Because what almost always happens is people refinance, they get comfortable and then they rack up the debt again.” - Ashley Patrick Timestamps 00:00 - Overview of today's episode 01:32 - How to have your own Budget Strategy Session 02:39 - Get to know Heather 06:23 - Discussing your financial goals together as a family 08:01 - Using cash instead of credit cards 12:30 - About refinancing and changing your behavior 13:16 - Setting time frame and visuals for your goals 15:05 - Preparing freezer meals 16:24 - Creating a visual tracker 17:35 - Getting everybody on board to work together towards your goal 22:04 - Heather's 24 hour goal 39:38 - Giving yourself some grace 41:15 - Last words of wisdom If you'd like to work through your own struggle with your budget 1:1 with me, sign up for a free Budget Strategy Session on The Money Mindset Podcast! Sign up at www.budgetsmadeeasy.com/strategy And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Resources and Links Mentioned: Book your Budget Strategy Session here-> www.budgetsmadeeasy.com/strategy Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy