#118 BBMU - How to Start Changing Your Behavior

Welcome to the very first episode of our new series called the Budget Bestie Meetup! Yay! The Budget Bestie Meetup is a free community meetup that brings together a supportive group of women to talk about money so that we can learn and grow as a community. In this episode, we'll talk about how to start changing your behavior, how to put it into action, and how to incorporate habit stacking into your daily routine. In addition, we will also talk about the different methods to pay off your debt and share our wins for the month. Hosting Today: I'm Ashley Patrick, ex detective turned debt-free CEO of my very own business and stay at home mom of three. Not too long ago, my dreams of staying at home with my kids seemed impossible. I thought I'd have to stay miserable in a high stress demanding job, just so I could retire someday. After gaining the confidence in my own ability to manage my family's finances and a simple step-by-step plan to make it happen, I was able to pay off $45,000 in just 17 months, which then allowed me to finally quit my job, stay at home with my kids, and build a debt-free business. Now, my mission is to help moms like you conquer debt and free themselves from the mental load of handling their family's finances. “So you know, it's tracking your spending, like that is a behavior, it's a habit, it's a routine that we wanna build and create as we're trying to change our behavior. So it's not always the impulsive spending, it's not always the overspending, but it's the little things that we do on the day-to-day. Those habits and routines could also be said instead of behavior. But it is those little things of what we do with our finances. Not always the big things of overspending and you know, shopping way too much on Amazon. Of course that plays into it as well. But you know, mainly the habits and setting up the systems to really be successful in the long run.” - Ashley Patrick Timestamps: 01:18 - About the Budget Bestie Meetup 03:39 - Changing your behavior 07:31 - Implementing your habits and routines 18:14 - Renee's win 16:32 - How to include habit stacking to your daily routine 25:07 - Cindy's win 29:18 - Kristina's win 30:13 - About the snowball, impact, and debt avalanche method 36:58 - Word of the year 39:26 - Kathy's win 40:43 - Trinette's win 41:17 - Paying credit card balance using the snowball method 45:18 - Elizabeth's win 01:01:42 - How to sign up for the Budget Bestie Meetup episode Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup. And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes Book Recommendation: Atomic Habits by James Clear Resources and Links Mentioned: Book your Budget Bestie Meetup episode here-> www.budgetsmadeeasy.com/meetup Connect with Ashley: Instagram: www.instagram.com/budgetsmadeeasy