Getting Beyond Shame and Blame to Reduce Your Debt

In episode #14 of the MoneySaver Podcast, Ellen Roseman chats with Shannon Lee Simmons, CFP and author of Living Debt Free about how she racked up over $9000 worth of debt in a fourteen month period and how guilt, shame and regret took over because of the debt.   Questions Asked: 1:29  Tell us about the experience of being in debt and what you learned from it.   5:17  And you were worried about your now husbands reaction.  But it turned out to be ok?   7:16  How long did it take for you to raid your RSP to clear up the debt?   12:05  What made you decide to write your book and how is it different from other financial books on the market?   17:52  How long have you been a financial planner?   18:15 You’ve actually included some case studies in your book.    19:33  I understand that your main focus is the average, everyday Canadian.  How do you make financial planning accessible to those who may not necessarily be able to afford financial planning?   21:47  What does affordable mean in terms of your services?   26:34  Do you find that online courses work well?   32:02  What are your three best tips on money, life, and managing your money and your life.   Ellen’s Tips and Tricks : What you can do when you run into problems with your new or newly purchased used car!