Episode 33: Planning the perfect portfolio from scratch

When you’re just starting out with property investment, the first question to answer is “how much can I afford to invest?”. This involves adding up your savings and any equity you already have, thinking about how much debt you want to take on, and making sure you keep enough in reserve to see you through any emergencies. In this episode I walk you through that exact process, talking about all the factors you need to consider at each point. I also discuss whether it’s better to buy just one property that’s as expensive as you can afford, or split your funds between multiple cheaper properties. This is an important foundational step if you’re just starting out, which then leads you on to the really fun stuff: deciding what and where to buy! See this episode on the Property Geek site: https://www.propertygeek.net/podcast/perfect-portfolio