2. The Most Common Misconceptions about Traveling On Points

Are you interested in Traveling On Points but… In the back of your mind, do you worry about the impact on your credit score? Or the time and money required to see results? You're not alone! When we first started with points and miles, we had similar questions! These are common concerns for people just starting out. But here's the thing: award travel is a skill, and like any other skill, the more you practice and understand the process, the better you'll get at it. In this episode, we'll address some of the most common misconceptions about award travel and answer frequently asked questions like: How much money do you need to spend to earn points? How do you maintain a high credit score while collecting points? How much time does it take? How many credit cards do you need to use? We'll also share our #1 tip for keeping your cards organized, and an app you can use as a travel tool to track your points, miles, and credit card offers. This will help you stay on top of your progress and make the most of your Travel experience and make your next trip a breeze! It may sound overwhelming at first, but don’t psych yourself out. If we can do it, anyone can! By understanding the common misconceptions and frequently asked questions and by staying organized and consistent, you can become a points and miles pro and enjoy the benefits of free or discounted travel. More Of What’s Inside: How does collecting points impact your credit? The misconception is that you just get one card The power of sign-up bonuses  How to use credit cards to break up your expenses Planning your card applications around life events How it’s easier than ever to get started  Our favorite app for traveling Everyone can make time for this (even the busiest moms)  And much more!   Links: Links For All Things Travel Mom Squad: stan.store/travelmomsquad   Episode Minute By Minute: 0:02 What’s inside today’s episode 0:38 Traveling on points misconceptions 1:02 Will this ruin your Credit Score? 2:27 What makes up your credit score 5:22 Why Alex doesn't look at cards APRs 6:17 The power of sign-up bonuses 8:58 How many credit cards Pam opens within a year 10:26 Why you DON'T have to spend a crazy amount of money to earn points 14:31 How Alex earned points from paying medical bills 16:35 Why this lifestyle can fit into even the busiest schedules 18:34 Age isn't a limit! Pam is a grandma of 21 grandkids and still does it. 20:42 The best and easiest way to stay organized