4: Nischa Exposes the TRUTH About Saving vs Investing, How To Manage Your MONEY & Should You BUY a Car?

In this episode, Nischa breaks down the biggest financial mistakes people make and reveals strategies to take control of your money. Whether you’re debating saving vs investing, wondering how to buy a car the smart way, or trying to avoid budgeting pitfalls, this video is packed with practical tips to help you thrive financially. From building wealth to managing debt, Nischa covers it all, making complex money topics simple and actionable. Whether you’re just starting or looking to optimise your finances, this episode is your roadmap to smarter money moves in 2025. Chapters:  0:00 Introduction 1:40 Nischa’s Journey as an Entrepreneur 3:50 The Wake-Up Moment That Changed Nischa’s Life 6:00 Why Do People Stay in Toxic Jobs? 9:55 Steps to Start Leaving a Toxic Job 13:40 Discovering Your True Passion 19:03 The Biggest Wealth-Building Mistakes to Avoid 23:00 Budgeting Myths: What People Get Wrong 24:30 Should You Borrow Money to Buy? 25:20 Mastering Credit Cards: Dos and Don’ts 26:30 Buying vs. Leasing a Car: What’s Smarter? 28:00 Buying vs. Renting a Home: The Right Choice 33:30 Money Secrets of the 1% 34:40 Saving Your First $100k: Where to Start 35:30 Bad Money Habits That Keep You Broke 37:11 The Smartest Thing to Do With Your Paycheck 38:22 Saving vs. Investing: What Should Come First? 41:50 Investing for Beginners: How to Start Today 42:40 Tax-Free Investing Strategies 44:00 Top Books Every Entrepreneur Should Read 46:40 The Power of Compounding: The 7th Wonder of the World 48:09 Tips for Paying Less in Taxes 49:30 What’s Next for Nischa? Follow Chris: https://www.instagram.com/chrisdonnellyofficial/ Follow Nischa: https://www.instagram.com/nischa.me/