Behind the Numbers: Time is Money! The Opportunity Cost of Your Choices, With Lauryn Williams and Chloé Moore

Welcome to Round 2 of the “Know Better, Do Better” series born from the countless conversations two CERTIFIED FINANCIAL PLANNER™ professionals, Lauryn Williams and Chloé Moore, have about the trendy narratives and clickbaity articles that make it hard for them to help their clients. They will take you behind the numbers with real-life examples of financial situations to help you gain confidence and clarity to control your financial destiny. Are you considering the opportunity costs of your decisions? Maybe lifestyle creep is keeping you in the paycheck-to-paycheck cycle. Are you about to turn 40 and haven’t started saving for retirement yet? Or maybe you have sticker shock over hiring a financial planner, so you’re trying to DIY your financial plan.  Time is money, so Chloé and Lauryn share the areas you need to pay attention to so it doesn’t cost you much more in the long run.  In this episode, Lauryn and Chloé talk about: How to fight lifestyle creep so you can save more with each raise   Why you want to start saving for retirement as soon as possible   The impact of compound interest on your retirement savings   How DIYing your financial plan can cost you a lot more than working with a financial planner   The ways a financial planner can help you save money and optimize your finances If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media: Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams If you want to further connect with Chloé Moore: Instagram: @financialstaples Twitter: @finstaples Facebook: @finstaples LinkedIn: @chloemoore Shared quote:  ​​“'Someday' is a disease that will take your dreams to the grave with you.”  – Timothy Ferriss RESOURCES MENTIONED: The Real Cost of Not Investing Young The 75% Rule for Lifestyle Creep & Early Retirement Feel Financially Stuck? Here’s Why — and How to Move Forward Episode 107: Planning for a Financial Windfall Behind the Numbers: Saving for Retirement Explore attending a Welcome to Wealth financial retreat with Lauryn Williams in 2023. Medellin, Colombia July 2023 Bali, Indonesia August 2023